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Category: General

The Cost Of Payday Loans in US States and Why Americans Issue Loans

Since 2010, 4 states: Colorado, Hawaii, Ohio, and Virginia have conducted extensive reforms concerning payday loan . The legislative believes it helps save millions of dollars of borrowers. In these 4 states, lenders profitably offer small loans that are paid back in favorable installments and cost 4 times less than typical single-payment payday loans. This confirms that states can effectively reform payday lending. It will include high consumer protections, guarantee widespread access to loans, and reduce the financial burden….

Mental Problems When Issuing Loans

The inability to build a financial flow is one of the main reasons for contacting a psychologist. For example, in the psychological practice, there are about 20% of such clients. Values and attitudes are the basis declared in the family (money is evil, work hard to get money, etc.), fear of life and much more. Many Americans have financial problems related to the need to repay any loans either payday and bank one: it can…